These Terms of Service ("Terms") govern your use of georgy.finance (the "Site") and the services provided by Georgy Financial ("we," "us," or "our"). By using the Site, you agree to these Terms.
1. Services
Georgy Financial provides bookkeeping, fractional CFO, and financial planning services. The specific scope, deliverables, and fees for any engagement are defined in a separate written agreement between you and Georgy Financial. We do not provide tax preparation or filing, investment management, the sale of investment products, or legal services.
2. Informational Content — Not Advice
Content on this Site — including articles, calculators, and other tools — is provided for general informational and educational purposes only. It is not individualized financial, investment, tax, or legal advice, and no client relationship is formed by using the Site. Our financial planning is advisory and fee-only: we do not sell financial products or manage assets. You should consult a qualified professional before acting on anything you read here.
3. Engagements & Fees
- Work begins only after an initial consultation and a signed engagement agreement that sets out the scope and fees.
- Fees are as quoted in that agreement (a flat fee or a monthly retainer) and are due on the terms stated there.
- Either party may end an engagement as described in the agreement.
4. Your Responsibilities
You agree to provide accurate, complete, and timely information and documents. Our work relies on the information you supply, and we are not responsible for results that stem from information that is incomplete or inaccurate.
5. Calculators & Tools
The calculators and tools on this Site produce estimates based on the inputs and assumptions you enter. Results are illustrative only, are not guarantees of any outcome, and should not be relied upon as a substitute for professional advice tailored to your situation.
6. Confidentiality & Privacy
We treat your information as confidential and do not sell or share it. Our handling of personal data is described in our Privacy Policy.
7. Third-Party Services
The Site uses third-party services such as scheduling and analytics tools. Your use of those services is subject to their own terms and privacy practices.
8. Limitation of Liability
To the fullest extent permitted by law, Georgy Financial is not liable for any indirect, incidental, or consequential damages, or for decisions you make based on Site content. Services are provided on a professional-effort basis, without warranties of any specific financial result.
9. Intellectual Property
The content, design, and materials on this Site are owned by Georgy Financial and may not be reproduced or redistributed without our written permission.
10. Changes to These Terms
We may update these Terms from time to time. Changes take effect when posted, and your continued use of the Site constitutes acceptance of the updated Terms.
11. Governing Law
These Terms are governed by the laws of the state in which Georgy Financial is established, without regard to its conflict-of-law principles.