The Homeowner's Insurance Claim Kit
California and Texas. Current to the law in force in August 2026.
What's Inside
- Where you stand. One row for your claim — Texas or California — and the route it puts you on.
- The deadlines that carry money. What the insurer owes you when it is late, computed in the guide.
- The dollars most owners leave unclaimed. The coverages and releases the adjuster will not volunteer.
- Outside help. When a public adjuster is worth the fee, and when they are not.
- Six kits. The clock, the log, and the demands — ready to send.
What This Guide Does
Every figure is quoted from the statute or computed from a quoted figure by a stated formula. It does not read your policy; it gives you the statutory floors and the dates to hold the insurer to. If the insurer met every deadline and paid replacement cost without depreciating structure, the guide will not find you more money — and it says so on page one.
Get the Guide
Delivered to your email as a PDF immediately after purchase. Payment is processed securely by PayPal.
General educational information only. This is not individualized legal, tax, insurance, or professional advice. © Georgy Financial.